Help Im In Debt (what Am I Working For)?
i have nothing to loose so i will tell you all. I am currently working 40 hours a week and my partner does 25 hours a week. i am on sallery so can not earn any more. i am with a debt managment plan were i pay £150 per month i have over £10000 pounds with them
but we pay a child care provider and i owe them £1888 pounds as well as
water £586, electric £185, Rent 782,counsil tax £290 hughes(rentals washing machine,cooker £398 provodent £672
i dont drive a i live about 20mins away from town so we have to relie on busses and taxies it is just never ending i just wish we could have a life back with no debt shame i can’t turn back time
It seems that you could be saving some money here… Maybe your partner shouldn’t work but rather stay home with the kids. That way you won’t owe your childcare provider and you’ll save on transportation expenses. If you try to adjust spending in the areas you have control over you should be able to save some money. To get rid of your debt faster you could apply some extra funds to your monthly payment- specify that it should go towards the principle- and that will pay it down much faster. Don’t be ashamed, everyone has debt- you do the best you can and that’s what matters. Good luck!!!